How is your retirement looking?

I spend a lot of time these days doing retirement projections for my clients. I have a great computer program that displays your current age, planned age of retirement, what CPP and OAS will be when you start to take income, as well as future values for any savings, RRSPs, pensions etc. This is a valuable tool because it shows if you are on track, or not. And if you are not, you can make some decisions as to what to do. For example do you need to be saving more, working longer or changing your expectations about retirement?

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